SME Bank Program Financing: Fast and flexible funding for your business growth.
Get tailored financing solutions for small and medium enterprises through the SME Bank Program, via the licensed digital platform from Lendo. Apply now to secure working capital financing, asset purchase financing, or short-term financing — with high efficiency and full regulatory compliance.
Overview of the SME Bank Program
The SME Bank aims to enhance the role of financial institutions in providing innovative financing solutions and to achieve financial stability for this vital sector, positioning it as a key pillar of economic development in the Kingdom of Saudi Arabia and an enabler of Saudi Vision 2030.
Through this program, Lendo facilitates access to Shariah-compliant financing solutions, in alignment with the objectives of the SME Bank. Lendo also operates as a licensed and regulated entity under the supervision of the Saudi Central Bank (SAMA).
Program Objectives
Building the necessary infrastructure to finance small and medium-sized enterprises through digital channels
Increasing financing for small and medium-sized enterprises while maximizing social and economic impact
Achieving the bank’s financial sustainability
Who can benefit from the program?
The program is available for small and medium-sized enterprises registered with the bank that aim to boost their economic activity and grow their business.
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General Conditions and Eligibility
Active commercial license in the tourism sector
At least 1 year in business
Valid financial statements and unpaid invoices (if applicable)
Identity verification through Nafath/SIMAH
Start Your Application in a Few Simple Steps
Provide basic information through Lendo’s digital platform.
Commercial registration, financials, and identity documents.
Lendo verifies documents, credit reports, and business eligibility.
Receive your financing offer and sign digitally.
The amount is transferred directly to your business account.
Required documents
FAQs
If your company is a small or medium-sized business looking for funding to support its operational needs or growth, you can start the application and share your business details so eligibility can be assessed against the program requirements.
Yes, the funding can be used based on the company’s needs, whether for working capital, invoice financing, or purchase order financing.
All investment and financing activities carried out by Lendo comply with Islamic Sharia principles.
We bring your vision to life with fast, flexible financing
Through the Small and Medium Enterprises Bank program via Lendo, your business can obtain the right financing at the right time—whether for working capital, growth investments, or short-term needs. Take control of your business future today.