Financing solutions for easier and bigger growth for your business

Get fast, Shariah-compliant financing to improve cash flow, cover operational needs, and grow your business - all through a licensed, fully digital platform.

Licensed and supervised by the Saudi Central Bank and structured in accordance with Shariah principles.
Features

Features of Our Financing Solutions

Fast access to funding within days

Shariah-compliant financing structures

Clear terms with no hidden fees

Digital application and verification

Financing tailored to SME needs

Trusted by Businesses Across Saudi Arabia

Stars Icon
“Lendo has been a key partner in Jawhara Store's success since the very beginning. Their support has been instrumental in our growth and expansion, and we are grateful for their continued collaboration.”
Mohamed al-musaibah
General Manager

SAR 4.2B

9500+

Stars Icon
Securing Sustainable Funding is a common challenges that faces business community. Lendo is one of the reliable lending facilitators in Saudi, it helped our subsidiaries to secure the required working capital to boost growth.
Mohamed ElBarbary
Managing Director
Solutions

Financing Solutions Tailored
to Your Business Needs

SMEs face different challenges - delayed receivables, operational cash-flow gaps, or planned future expenses. We provide, Shariah-compliant financing options so every business can find the right structure and repayment model.

Purchase Order Financing

We finance your purchasing orders and related operational needs to help ensure sales growth.

Working Capital Financing

Designed to support short-term cash-flow needs. Suitable for payroll, supplier payments, inventory, seasonal gaps, and operational expenses - all through a streamlined digital process.

Programs

Access Government Financing Programs Through Lendo

Eligible SMEs can also access a range of government and national financing programs through Lendo’s regulated digital platform. These programs are designed to support businesses across priority sectors, with Lendo enabling a streamlined application process while ensuring compliance with each program’s specific requirements.

Who Can Benefit From Lendo’s Financing Solutions

  • Registered SMEs operating 
in Saudi Arabia

  • Businesses with active operations 
and revenue

  • Companies across multiple sectors, subject to eligibility review

  • SMEs seeking Shariah-compliant financing with clear terms

Process

Access your financing 
in just a few simple steps

Step One

Apply online in minutes

Step two

Review and eligibility assessment

Step three

Get approved and funded

Step four

Repay on clear, agreed terms

Why Businesses Choose Lendo

لوريم إيبسوم دولور سيت أميت كونسيكتتور أديبيسكيغ إليت. كويك فوسيبوس إكس سابين فيتاي بيلينتيسك سيمي بلاسيات. إن إيد كورسوس مي بريتيوم تيلوس دويس كونفالس.

SAMA-licensed and Shariah-compliant

Faster approvals compared to traditional financing

Fully digital applications and verification

Secure integrations 
with SAMA

Financing solutions for different business models and sectors

Best choice

How to Choose the Right Financing?

Your situation

Recommended Product

Why

You have unpaid invoices and need fast cash

Invoice Financing

Unlock liquidity tied to receivable

You have short-term operational needs

Working Capital

Flexible, fast funding for daily expenses

FAQs

Supply chain finance program are designed to benefit both large corporates and their suppliers ( refer to section for details)

Yes. The solution is based on approved invoices before early
payment can be requested.

Yes.

Submit a program request and the team will contact you to
complete the initial steps.

Factories and industrial establishments located within the industrial cities and technology zones affiliated with the Saudi Authority for Industrial Cities and Technology Zones (MODON) that are seeking working capital financing solutions.

The process is designed to be fast and efficient: applicants receive an initial response within 3 business days, approval within 5 days, and fund disbursement immediately after signing the contract.

Yes. Lendo is licensed by the Saudi Central Bank and uses the Tawarruq model, which is fully compliant with the principles of Islamic finance.

Enabling factories within industrial cities to access fast and efficient financing solutions that support their operational and expansion needs, through a strategic partnership between Lendo and MODON, the Saudi Authority for Industrial Cities and Technology Zones.

We finance corporate invoices (deferred sales invoices) we do not finance purchase invoices.

This type of funding provides the ability for companies to support their operations and achieve growth. It plays an important role in achieving the goals of Saudi Vision 2030 by supporting economic diversification and job creation.

The next step in your business growth starts here