Purchase Order Financing
We finance your purchasing orders and related operational needs to help ensure sales growth.
Financing solutions for easier and bigger growth for your business
Get fast, Shariah-compliant financing to improve cash flow, cover operational needs, and grow your business - all through a licensed, fully digital platform.
Licensed and supervised by the Saudi Central Bank and structured in accordance with Shariah principles.
Features
Features of Our Financing Solutions
Fast access to funding within days
Shariah-compliant financing structures
Clear terms with no hidden fees
Digital application and verification
Financing tailored to SME needs
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Trusted by Businesses Across Saudi Arabia
“Lendo has been a key partner in Jawhara Store's success since the very beginning. Their support has been instrumental in our growth and expansion, and we are grateful for their continued collaboration.”
Mohamed al-musaibah
General Manager
SAR 4.2B
9500+
Securing Sustainable Funding is a common challenges that faces business community. Lendo is one of the reliable lending facilitators in Saudi, it helped our subsidiaries to secure the required working capital to boost growth.
Mohamed ElBarbary
Managing Director
Solutions
Financing Solutions Tailored to Your Business Needs
SMEs face different challenges - delayed receivables, operational cash-flow gaps, or planned future expenses. We provide, Shariah-compliant financing options so every business can find the right structure and repayment model.
Working Capital Financing
Designed to support short-term cash-flow needs. Suitable for payroll, supplier payments, inventory, seasonal gaps, and operational expenses - all through a streamlined digital process.
Programs
Access Government Financing Programs Through Lendo
Eligible SMEs can also access a range of government and national financing programs through Lendo’s regulated digital platform. These programs are designed to support businesses across priority sectors, with Lendo enabling a streamlined application process while ensuring compliance with each program’s specific requirements.
Who Can Benefit From Lendo’s Financing Solutions
Registered SMEs operating in Saudi Arabia
Businesses with active operations and revenue
Companies across multiple sectors, subject to eligibility review
SMEs seeking Shariah-compliant financing with clear terms
Process
Access your financing in just a few simple steps
Step One
Apply online in minutes
Step two
Review and eligibility assessment
Step three
Get approved and funded
Step four
Repay on clear, agreed terms
Why Businesses Choose Lendo
SAMA-licensed and Shariah-compliant
Faster approvals compared to traditional financing
Fully digital applications and verification
Secure integrations with SAMA
Financing solutions for different business models and sectors
Best choice
How to Choose the Right Financing?
Your situation
Recommended Product
Why
You have unpaid invoices and need fast cash
Invoice Financing
Unlock liquidity tied to receivable
You have short-term operational needs
Working Capital
Flexible, fast funding for daily expenses
FAQs
We finance corporate invoices (forward sales), and we do not do personal finance at all.
This type of funding provides the ability for companies to support their operations and achieve growth. It plays an important role in achieving the goals of Saudi Vision 2030 by supporting economic diversification and job creation.
A citizen, resident or resident in Saudi Arabia who is over 18 years of age and has a national ID or residence permit, and has a bank account in a local bank.
Lendo is a financial technology company. It works in the field of debt crowdfunding. It provides an invoice financing service for small and medium enterprises (forward sales) that complies with the provisions of Islamic law in order to help companies requesting funding obtain cash. It also offers investment opportunities with a good profit return within short periods.
It is the financing of small and medium-sized companies by a group of investors. It is divided into two types:
1-Crowdfunding through ownership. 2-Crowdfunding through financing
Yes, there is a high risk in investment transactions, which may lead to delays in paying off opportunities or the possibility of losing your money. As the financing contract connects investors directly to the owners of companies requesting funding, the Lendo platform is not one of the contracting parties, and investments are entirely at your own risk.
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1- A valid Saudi commercial registration.
2. The company is one year old and over.
3. Sales are issued to government agencies or private Saudi companies.
The minimum funding amount is 100 thousand Saudi Riyals and the maximum funding limit is 7.5 million Saudi Riyals.
The credit rating is issued and the risk score of the opportunity is determined based on several factors, the most important of which are:
— The company's credit history.
— The company's financial situation.
— The company's administrative status.
— Invoice status.
The rating varies from (A to D). The classification indicates A To the fact that the company has a credit rating Good and low risk. and D That the company has a credit rating Vulnerable and high-risk.