Invoice financing from Lendo provides you with fast, Sharia-compliant funding that helps you cover your daily obligations and continue to grow business.
Lendo's invoice financing helps you bridge cash flow gaps and maintain operational stability. With a streamlined digital process and islamic Shariah-compliant financing structure.
Provides you with financing up to 80% of the invoice value, with approval in just a few days, licensed and supervised by the Saudi Central Bank.
Get paid on your invoices without waiting. A fully digital process helps eligible businesses receive funding within 48 hoursso you can cover expenses seize opportunities and keep operations moving.
Everything is clear from day one. Funding amounts, timelines and fees are shown upfront with no hidden costs or unexpected changes so you always know what you’re committing to.
All financing is provided through a platform licensed and supervised by the Saudi Central Bank and structured in line with Shariah principles giving your business confidence today and stability for the future.
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Submit your application through the platform and choose the financing product suitable for your business, along with uploading the required documents.
Lendo team reviews the application and assesses the documents and risks.
Once approved, your application is presented as an investment opportunity to be funded through the Lendo platform.
After the funding is completed, the amount is deposited into your account.
It provides you with a digital, fast, and transparent financing process. No lengthy procedures, organized operations, and full regulatory oversight, ensuring compliance and risk management.
Get decisions in days, not months, with straightforward documentation and transparent processes.
Licensed by SAMA with full adherence to Islamic finance principles and robust security standards.
سهلة وبدون اي تعقيدات
Choose the financing structure that fits your business needs and cash flow requirements.
Lendo supports small and medium enterprises registered with the Ministry of Commerce that have invoices verifiable by trusted entities. Whether your business operates in services, retail, or manufacturing, if late payments are slowing down your operations, invoice financing might be the ideal solution.
The application takes just a few minutes. You will need a valid commercial registration, AOA or authorization letter, recent financial statements, unpaid invoices, and a signed promissory note. All data is securely verified through integration with official government systems.
We finance corporate invoices (forward sales), and we do not do personal finance at all.
This type of funding provides the ability for companies to support their operations and achieve growth. It plays an important role in achieving the goals of Saudi Vision 2030 by supporting economic diversification and job creation.
A citizen, resident or resident in Saudi Arabia who is over 18 years of age and has a national ID or residence permit, and has a bank account in a local bank.
Lendo is a financial technology company. It works in the field of debt crowdfunding. It provides an invoice financing service for small and medium enterprises (forward sales) that complies with the provisions of Islamic law in order to help companies requesting funding obtain cash. It also offers investment opportunities with a good profit return within short periods.
It is the financing of small and medium-sized companies by a group of investors. It is divided into two types:
1-Crowdfunding through ownership. 2-Crowdfunding through financing
Yes, there is a high risk in investment transactions, which may lead to delays in paying off opportunities or the possibility of losing your money. As the financing contract connects investors directly to the owners of companies requesting funding, the Lendo platform is not one of the contracting parties, and investments are entirely at your own risk.
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1- A valid Saudi commercial registration.
2. The company is one year old and over.
3. Sales are issued to government agencies or private Saudi companies.
The minimum funding amount is 100 thousand Saudi Riyals and the maximum funding limit is 7.5 million Saudi Riyals.
The credit rating is issued and the risk score of the opportunity is determined based on several factors, the most important of which are:
— The company's credit history.
— The company's financial situation.
— The company's administrative status.
— Invoice status.
The rating varies from (A to D). The classification indicates A To the fact that the company has a credit rating Good and low risk. and D That the company has a credit rating Vulnerable and high-risk.
Simple steps to reach financial solutions that meet your business needs and enhance its liquidity.