Turn your unpaid business invoices into growth.

With funding of up to 7.5 million
 Supporting small and medium-sized enterprises in Saudi Arabia
Fast and flexible invoice financing
Licensed by Saudi Central Bank (SAMA)
Shariah-compliant financing
Apply for financing

Funded in 48 hours

No complex procedures or branch visits required.

Fees No More Than 3%

Transparent cost structure with no surprises

Within 48 hours

No visits or complicated paperwork

Invoice Financing Made Simple

A fully digital process with no visits, no complicated paperwork.

Register Your Business

 Complete your electronic verification in minutes

Upload Your Invoices

 Submit approved invoices for immediate review

Receive Your Funding

Get your financing within 48 hours

Why Choose Lendo for Invoice Financing?

We provide financing of up to 80% of the invoice value, with approvals that may be issued within 48 hours after completing the requirements, through a platform regulated and supervised by the Saudi Central Bank.

Full Transparency

 Don't wait for your customers to pay — turn your invoices into immediate working capital and keep your business moving.

Licensed & Trusted Platform

 A platform officially licensed by the Saudi Central Bank, offering Sharia-compliant contracts.

Faster Liquidity for Your Business

 Know your financing amount, fees, and duration from the very first step — no surprises.

Trusted by Business Leaders

Success stories from our partners who grew with Lendo
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Lendo has been a key partner in Jawhara Store's success since the very beginning. Their support has been instrumental in our growth and expansion, and we are grateful for their continued collaboration.
رجل يرتدي الثوب والغترة والنظارات الطبية على خلفية بيضاء.
Successful Relationship
General Manager

+5B SAR Financed Amount

+11K Financed Deals

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Securing Sustainable Funding is a common challenge that faces business community. Lendo is one of the reliable financing facilitators in Saudi, it helped our subsidiaries to secure the required working capital to boost growth.
رجل يرتدي بدلة رمادية مع ربطة عنق زرقاء جالسا على كرسي مكتبي أسود أمام خلفية خشبية.
Mohamed ElBarbary
Managing Director

Who Can Apply?

Valid commercial registration

Outstanding Deferred sales invoices from trusted entities

At least 1 year of operational history

Minimum annual revenue of SAR 2,000,000

Complete the form and apply for your financing now

FAQs

 Upload your unpaid invoices via Lendo. Once reviewed and approved, you will receive financing of up to 80% of their value within 48 hours. When your client settles the invoice, the financing request is automatically closed.
Invoice financing requires no real estate collateral and does not lock you into long-term installments. You are financing existing invoices, making it more flexible and less burdensome on your company's cash flow compared to traditional loans.
Lendo offers faster, more accessible invoice financing for businesses in Saudi Arabia. Our funding is based on the value of your invoices rather than collateral or your credit history, helping you bypass the lengthy processes and stringent requirements often associated with traditional bank loans.
 Fees do not exceed 3% and are clearly stated before any commitment. There are no hidden fees or surprise costs.
Yes, invoice financing for SMEs is at the core of what Lendo offers. The basic requirements are: a valid commercial registration, approved unpaid invoices, annual revenue of at least 2,000,000 SAR, and at least one year of business operations.
Once the required documents are complete, approval and disbursement can take as little as 48 hours—with no branch visits or long waits.
Supplier and customer invoice financing through Lendo is primarily based on the value of the submitted invoice and generally does not require real estate collateral.
 When you have outstanding invoices waiting to be collected and need immediate liquidity to maintain operations or accept new orders, invoice financing is the fastest and most suitable solution.
Financing covers invoices issued to reliable commercial and government entities. Supplier and client invoice financing is accepted provided the invoice is approved and unpaid. Review the detailed requirements on the platform.