Tourism Development Fund (TDF) financing

Access short-term, Shariah-compliant financing designed to support tourism-sector SMEs through Lendo’s partnership with the Tourism Development Fund. This program provides fast working capital to help businesses stabilize cash flow, grow operations, and contribute to Vision 2030’s tourism objectives.

Licensed and supervised by the Saudi Central Bank and structured in accordance with Shariah principles.
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About the TDF Program

The Tourism Development Fund (TDF) supports the growth of Saudi Arabia’s tourism sector by enabling SMEs to secure the working capital they need to operate and expand.

Through this partnership, Lendo provides Shariah-compliant financing solutions tailored to tourism businesses, ensuring transparent, fast, and secure access to funding.

Lendo is a licensed financing provider regulated by the Saudi Central Bank (SAMA).

Program Objectives

This program aims to empower the tourism sector by facilitating access to financing solutions, enhancing the sustainability of the tourism ecosystem, and increasing private sector participation in tourism investments.

Accelerating and developing the tourism sector

Improving the efficiency of financial solutions in the tourism sector

Supporting the growth and sustainability of the tourism sector

Who can benefit?

This program is targeted at small and medium-sized enterprises within the tourism ecosystem in the Kingdom.

General Terms

Applicants must meet the basic program criteria established by Tourism Development Fund and Lendo.

The business must have a Saudi commercial registration.

The project must fall within the sectors approved by the SME Bank Fund.

Submission of supporting documents and required paperwork.

Financing is provided through Sharia-compliant structures approved by the SME Bank

How to Apply for SME Bank Financing

Submit
the Application

Submit your business details through Lendo’s website

Upload the Required Documents

A valid commercial registration, financial statements, and other supporting documents

Review and Eligibility Verification

Lendo and the SME Bank will review and verify eligibility

Approval and Contract Signing

Receive your financing offer and sign digitally.

Fund
Disbursement

The amount is transferred directly to your business account.

Required documents

امرأة ترتدي الحجاب تراجع مستندات على الطاولة باستخدام جهاز لوحي، وهاتف ذكي موضوع بجانبها.
    Commercial Registration (CR)
    National ID
    Articles of Association
    Company Profile
    Tax Registration Certificate
    Zakat Certificate
    IBAN Certificate (in English)

FAQs

Yes, the funding can support more than one company-related need, depending on the nature of the business and its operational or expansion requirements.

It is preferable to prepare the basic documents from the start so the application journey is clearer, easier, and faster.

The funding is determined based on the nature of the company’s business and its needs, in line with the program’s approved criteria

We turn your vision into reality with fast, flexible financing

Funding is offered through Sharia-compliant structures approved by the Cultural Development Fund