Auto Invest Smarter Earn, Effortless Returns

A personalized investment experience built around your preferred strategy and risk level helping you grow your portfolio effortlessly, anytime.

Licensed and supervised by the Saudi Central Bank and structured in accordance with Shariah principles.
Investment Strategies

Expected Annual Return by Investment Strategy

Conservative

11% - 9%

Expected average annual return
A portfolio with lower risk and higher likelihood of repayment.

Designed for investors who prefer steady returns with lower risk, focusing on opportunities with higher repayment probability and a measured diversification within lower-risk grades.

  • Suitable for investors seeking stable returns with reduced exposure to risk.
  • Based on opportunities in risk grades A and B, which generally show higher repayment likelihood.
  • Emphasizes capital preservation with limited exposure to higher-risk options.
Example Allocation:
40%
in Risk Grade A
40%
in Risk Grade B
9%-11% graph
Moderate

12% – 15% 


(Expected average annual return)
A diversified portfolio offering a balanced risk–return profile.

للمستثمرين الذين يبحثون عن توازن بين العائد والمخاطرة، عبر تنويع أوسع يشمل فرصًا متفاوتة في درجات المخاطرة، مما يدعم نموًا متدرّجًا دون التعرّض لمخاطر مرتفعة.

Ideal for investors seeking a balance between potential returns and acceptable risk levels through broader diversification across multiple risk grades, supporting gradual and steady portfolio growth.

  • Combines lower- and medium-risk opportunities.
  • Suitable for investors seeking higher returns with reasonable risk exposure.
  • Supports consistent growth without taking on high-risk concentrations.
Example Allocation:
25%
of opportunities in Risk Grade A
40%
of opportunities in Risk Grade B
20%
of opportunities in Risk Grade C
15%
of opportunities in Risk Grade D
12%-15% Graph
Aggressive

18% – 14%

(Expected average annual return)
A portfolio with higher risk and higher potential returns.

Designed for investors aiming for increased returns with greater risk tolerance by leveraging higher-risk opportunities while maintaining partial diversification across different risk grades to support faster portfolio expansion.

  • Targets higher-risk opportunities with the potential for higher returns.
  • Suitable for investors seeking faster portfolio growth.
  • Diversified within higher-risk categories to distribute exposure.
Example Allocation:
10%
of opportunities in Risk Grade A
20%
of opportunities in Risk Grade B
40%
of opportunities in Risk Grade C
35%
of opportunities in Risk Grade D
14%-18% graph
Custom Your Strategy

For investors who want to build their own investment strategy.

Designed for investors who prefer full control over how their funds are allocated across all risk grades, based on their financial goals and personal preferences.

  • Choose your preferred return range and level of risk.
  • High flexibility to structure a portfolio that aligns with your investment style.
  • Adjust allocation percentages anytime as your goals evolve.
Benefits

Key Benefits of Auto Invest

Smooth, Consistent Portfolio Growth

Keep your capital working through continuous reinvestment. Maintain diversification and support steady expansion of your investment base.

Time-Saving, Effortless Investing

Automate recurring investments so you don’t miss potential opportunities. Ideal for investors who want passive income without daily platform check-ins.

Efficient Portfolio Allocation

Manage your investments more efficiently without constant monitoring. Auto-Invest allocates funds based on your chosen strategy and available opportunities.

How Auto-Invest Works

Invest easily through simple steps starting with defining your strategy and ending with monitoring your performance with ease.

  • 1

    Choose Your Strategy

    Select the strategy that matches your preferred risk level and target return, based on your financial goals and investment preferences.

  • 2

    Set Your Auto-Invest Preferences

    Define the maximum amount to invest per opportunity, set the maximum number of opportunities from the same company, and choose the investment duration for each opportunity.

  • 3

    Activate Auto-Invest

    The system automatically selects eligible opportunities and allocates your funds according to your chosen strategy and saved preferences.

  • 4

    Fund Your Wallet

    Add the amount you wish to invest so it can be allocated automatically through the Auto-Invest feature.

  • 5

    Real-Time Tracking

    Monitor your portfolio performance, returns, and repayment updates instantly from the Investment Performance dashboard, clearly and without daily manual effort.

Compare

A comparison between auto-invest and manual investment

Feature

Auto-Invest

Manual Investing

Time commitment
Minimal
Requires ongoing monitoring
Diversification
Automatically diversified
Depends on investor choices
Speed of opportunity allocation
Instant
Manual bidding required
Consistency
Continuous reinvestment
Dependent on investor availability
Control
Strategy-based
Full individual control
Ease of use
Very high
Moderate
Best choice

Explore Auto-Invest Strategies

Category

Bold

Moderate

Discreet

Expected annual return
Excellent
Very Good
Good
About the strategy
High
High
Acceptable
Lendo’s credit rating
Excellent
Good
Good
Portfolio risk allocation
Excellent
Very Good
Very Good
Investment priority
Why Lendo

Why Is Auto-Invest with Lendo a Trusted Choice for Investors?

شعار منشآت، الهيئة العامة للمنشآت الصغيرة والمتوسطة.

Shariah-Compliant Investment Structure

All operations are executed in accordance with Islamic finance principles and under the supervision of the Shariah Committee.

Advanced Risk Assaessment Tools

Lendo utilizes precise credit assessment models to evaluate SMEs and verify the quality of opportunities before making them available to investors.

Licensed and Regulated Platform

Lendo Saudi for Financing operates under the supervision of the Saudi Central Bank, ensuring full compliance with regulatory requirements and strengthening platform reliability.

Secure Digital Wallet & Comprehensive Dashboard

A secure, user-friendly interface that allows you to track your returns, repayment status, and every detail of your investment portfolio anytime, with full transparency

Verified Data Through Official Channels

Information is authenticated through SIMAH, Bayan, Nafath, and Absher to ensure the accuracy and legitimacy of SME data.

FAQs

Lendo is a Saudi fintech company that provides Shariah-compliant debt crowdfunding solutions. The platform enables businesses to access the liquidity they need, while offering investors short-term opportunities with attractive potential returns.

All investment and financing activities carried out by Lendo comply with Islamic Sharia principles.

It is the financing of small and medium-sized companies by a group of investors. It is divided into two types:

1-Crowdfunding through ownership. 2-Crowdfunding through financing

Start Automating Your Investments Today

Build a diversified, Shariah-compliant portfolio without daily effort. Start Auto-Invest and let Lendo allocate opportunities for you - securely, transparently, and efficiently.