In partnership with government entities, we offer financing solutions across a wide range of sectors.

Explore the available programs and find the option that best fits your business needs.

Licensed and supervised by the Saudi Central Bank and structured in accordance with Shariah principles.

About our financing solutions through government partnerships

This page brings together a set of financing programs available through our partnerships with government entities, helping businesses explore the right options based on their sector, type of activity, and financing needs.

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Our partnerships with government entities

In cooperation with leading government entities, we offer a variety of financing programs designed to serve the needs of different businesses across multiple sectors.

Tourism Development Fund 
(TDF) Financing

Shariah-compliant working capital financing for tourism-sector SMEs under the Aoun Al-Tourism Program, supporting hospitality, travel services, F&B, and tourism experiences.

Tourism Development Fund

Cultural Development Fund (CDF) Financing

Flexible financing for creative-sector businesses, including film, production, cultural content, and creative services - aligned with the CDF’s strategic initiatives and processed by Lendo.

CDF Program

Ministry of Industry & Mineral Resources (MIM) Financing

Program-aligned working capital and invoice financing for industrial SMEs operating in approved sectors under the Ministry’s initiatives.

MIM Financing Visual

SME Bank Program Financing

Short-term, Shariah-compliant financing for micro, small, and medium businesses through the SME Bank Program, supporting operational expenses and working capital needs.

SME Bank Visual

تمويل متوافق مع بر برنامج منشآت

Business financing aligned with Monsha’at’s mission of empowering SMEs through improved access to capital, capability-building, and alternative financing pathways.

Monsha’at Visual
SME Bank Visual

SME Bank Program

Financing solutions that support the needs of micro, small, and medium businesses, helping them access financing that fits their day-to-day operations and growth.
Tourism Development Fund Logo

Tourism Development Fund Program

Financing solutions that support businesses in the tourism sector and serve working capital and growth needs for activities related to tourism.
CDF Program

Cultural Development Fund Program

Financing solutions that support businesses in the cultural and creative sector, including activities related to content, production, and creative services.

MODON Program

Financing solutions designed for factories in industrial cities and technology zones, supporting the operational and expansion needs of industrial businesses.

Why choose Lendo

Because reaching the right program starts with a clearer step. From one place, you can explore the available options, understand the right paths, and move on to the program closest to your business needs through a clear, licensed digital experience.

Clearer access to the available options

Explore several financing programs through an organized path that helps you understand the right options before moving on to the program page.

A clear, licensed digital experience

Start through a licensed platform supervised by the Saudi Central Bank, designed in line with the principles of Islamic Sharia.

The right choice for your business needs

Get to know the available programs based on your type of activity and your financing needs, then move on to the option closest to you.

A more organized start

Instead of jumping between different options, the page helps you start your journey from a clearer and more organized point.

FAQs

The programs differ based on the partner entity, the sector, the type of activity, and the kind of financing needed. You can go to each program's page to learn the specific details.
Start by browsing the available programs, then choose the page closest to your sector or to your business needs to see the details more clearly.
Yes, the page makes clear that Lendo is a platform designed in line with the principles of Islamic Sharia.

Start with the program closest to your business needs.

Take the first step toward securing the financing that fits your business. Lendo’s streamlined digital process helps you move forward with a clear path aligned with your growth needs.