Quick access to funds
Receive financing within 3 days after approval
Working capital financing facilitates your operational business.
Don't let a lack of liquidity slow down your daily operations; working capital financing meets your operational needs easily and quickly.
Licensed and supervised by the Saudi Central Bank and structured in accordance with Shariah principles.
Financing that reaches you in just a few days.
Traditional financing can take a long time. However, Lendo financing relies on just a few days - helping small and medium-sized businesses free up cash tied up in invoices or purchase orders, allowing them to meet obligations and seize new opportunities immediately.
.svg)
Who can benefit from working capital financing?
Those facing delays in receivables or seasonal cash flow gaps
Those who need short-term liquidity to cover salaries, supplier payments, or inventory
Those who want to avoid lengthy procedures or giving up a portion of their capital
Start Now
How does working capital financing help you grow your business?
Maintain a steady cash flow and meet obligations on time
Strengthen relationships with suppliers by meeting their dues
Invest in opportunities without waiting for financial revenues
Take on new projects without worrying about liquidity
Expand quickly with predictable and compliant financing
How do you apply for working capital financing?
Register your company
Set up a quick account and verify the client's identity (KYC)
Submit your invoices or purchase orders
We verify the eligibility and credibility of the client.
Signing the promissory note
A standard promissory note ensures compliance and protection.
Receiving funds
After the funding is completed, the amount is deposited into your account.
Why choose Lendo for working capital financing?
Simple digital process
Minimal paperwork and fast verification
Licensed and regulated
Regulated by the Saudi Central Bank (SAMA)
Sharia-compliant structure
Fully aligned with Islamic principles
Required documents for application
All data is securely verified through Nafath, SAMA, and Bayan systems.
- Valid commercial registration (CR)
- Approved invoice or purchase orders
- AOA and authorization letter
- Signed promissory note
- Recent financial statements
FAQs
We finance corporate invoices (forward sales), and we do not do personal finance at all.
This type of funding provides the ability for companies to support their operations and achieve growth. It plays an important role in achieving the goals of Saudi Vision 2030 by supporting economic diversification and job creation.
A citizen, resident or resident in Saudi Arabia who is over 18 years of age and has a national ID or residence permit, and has a bank account in a local bank.
Lendo is a financial technology company. It works in the field of debt crowdfunding. It provides an invoice financing service for small and medium enterprises (forward sales) that complies with the provisions of Islamic law in order to help companies requesting funding obtain cash. It also offers investment opportunities with a good profit return within short periods.
It is the financing of small and medium-sized companies by a group of investors. It is divided into two types:
1-Crowdfunding through ownership. 2-Crowdfunding through financing
Yes, there is a high risk in investment transactions, which may lead to delays in paying off opportunities or the possibility of losing your money. As the financing contract connects investors directly to the owners of companies requesting funding, the Lendo platform is not one of the contracting parties, and investments are entirely at your own risk.
This text is an example of text that can be replaced in the same space. This text was generated from the Arabic text generator, where you can generate such text or many other texts in addition to increasing the number of characters generated by the application.
1- A valid Saudi commercial registration.
2. The company is one year old and over.
3. Sales are issued to government agencies or private Saudi companies.
The minimum funding amount is 100 thousand Saudi Riyals and the maximum funding limit is 7.5 million Saudi Riyals.
The credit rating is issued and the risk score of the opportunity is determined based on several factors, the most important of which are:
— The company's credit history.
— The company's financial situation.
— The company's administrative status.
— Invoice status.
The rating varies from (A to D). The classification indicates A To the fact that the company has a credit rating Good and low risk. and D That the company has a credit rating Vulnerable and high-risk.
Cover your operational needs...
Continue to grow without barriers… working capital financing easily and quickly covers your daily needs.