Working capital financing facilitates your operational business.

Don't let a lack of liquidity slow down your daily operations; working capital financing meets your operational needs easily and quickly.

Licensed and supervised by the Saudi Central Bank and structured in accordance with Shariah principles.
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Financing that reaches you in just a few days.

Traditional financing can take a long time. However, Lendo financing relies on just a few days - helping small and medium-sized businesses free up cash tied up in invoices or purchase orders, allowing them to meet obligations and seize new opportunities immediately.

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Who can benefit from working capital financing?

Those facing delays in receivables or seasonal cash flow gaps
Those who need short-term liquidity to cover salaries, supplier payments, or inventory
Those who want to avoid lengthy procedures or giving up a portion of their capital
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How does working capital financing help you grow your business?

Maintain a steady cash flow and meet obligations on time

Strengthen relationships with suppliers by meeting their dues

Invest in opportunities without waiting for financial revenues

Take on new projects without worrying about liquidity

Expand quickly with predictable and compliant financing

How do you apply for working capital financing?

Register your company

Set up a quick account and verify the client's identity (KYC)

Submit your invoices or purchase orders

We verify the eligibility and credibility 
of the client.

Signing 
the promissory note

A standard promissory note ensures compliance and protection.

Receiving funds

After the funding is completed, the amount is deposited into your account.

Why choose Lendo for working capital financing?

Quick access to funds

Receive financing within 3 days after approval

Simple digital process

Minimal paperwork and fast verification

Licensed and regulated

Regulated by the Saudi Central Bank (SAMA)

Sharia-compliant structure

Fully aligned with Islamic principles

Required documents for application

All data is securely verified through Nafath, SAMA, and Bayan systems.

امرأة ترتدي الحجاب والبذلة تستخدم جهاز لوحي وتلمس مستندًا على طاولة مكتبية.
  • Valid commercial registration (CR)
  • Approved invoice or purchase orders
  • AOA and authorization letter
  • Signed promissory note
  • Recent financial statements

FAQs

Lendo is a Saudi fintech company that provides Shariah-compliant debt crowdfunding solutions. The platform enables businesses to access the liquidity they need, while offering investors short-term opportunities with attractive potential returns.

The minimum funding amount is 100 thousand Saudi Riyals and the maximum funding limit is 7.5 million Saudi Riyals.

Yes, a Saudi company called (Lendo Saudi Finance Company) is a closed joint stock company.

Cover your operational needs...

Continue to grow without barriers… working capital financing easily and quickly covers your daily needs.