Explore Investor Categories & How We Support Their Goals

Whether you’re starting your investment journey or managing large capital, Lendo offers retail investor tiers designed to match your goals with full transparency and Shariah compliance.

Licensed and supervised by the Saudi Central Bank and structured in accordance with Shariah principles.

What Is Retail Investing?

Lendo allows individuals to invest their personal funds in small and medium-sized businesses to grow their wealth, through a platform offering Sharia-compliant, transparent, and regulated investment opportunities, enabling investors to understand each company in detail and make informed investment decisions

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Retail Investor Tiers at Lendo

Basic 
Investor

Designed for individuals starting their investment journey with a minimum of 1,000 SAR, providing access to opportunities that match their goals

Premium 
Investor

High Net Worth Investor

Benefits of Retail Investing 
With Lendo

حلول تمويل مخصصة لقطاعات معينة مثل الصحة والضيافة والتجارة الإلكترونية.

Shariah-Compliant & SAMA-Supervised

Invest with complete peace of mind through a platform regulated by the Saudi Central Bank.

Attractive, Risk-Adjusted Returns

Earn returns aligned with SME repayment schedules and risk categories.

Low Entry Points

Low Entry Points
Starts with 1,000SAR

Full Transparency & Control

Track all investments, repayments, and returns through your personal dashboard.

Features

Platform Features That Support Your Investment Journey

Secure 
Digital Wallet

Fund, track, and withdraw returns easily.

Portfolio 
Dashboard

Monitor performance, diversifications, and repayment timelines.

Risk Categories 
& Scoring Engine

Understand opportunity risk before you commit capital

Auto-Invest 
Compatibility

Allow automated strategy-based investing for seamless portfolio growth.

Compare

Retail Investing

Feature

Details

Minimum entry

Low

Speed

Fast digital process

Transparency

High with full opportunity details
Excellent
Excellent
Good
Investor dashboard
Diversification
Simple across SMEs
Access
Process

Start Investing in X Simple Steps

Create your
investor account

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Complete Identity
Verification

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Fund your wallet
and start investing

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For who

Who Can Become 
a Retail Investor at Lendo?

Be a Saudi citizen or a resident with a valid Iqama.
Be at least 18 years old.
Hold an active bank account in Saudi Arabia.
Complete identity verification (KYC) through the platform.

FAQs

Lendo is a Saudi fintech company that provides Shariah-compliant debt crowdfunding solutions. The platform enables businesses to access the liquidity they need, while offering investors short-term opportunities with attractive potential returns.

All investment and financing activities carried out by Lendo comply with Islamic Sharia principles.

It is the financing of small and medium-sized companies by a group of investors. It is divided into two types:

1-Crowdfunding through ownership. 2-Crowdfunding through financing

Ready to Start Investing With Lendo?