Financing up to 3 million SAR

Term financing in partnership with the SME Bank

Sharia-compliant
Approval within 48 hours
Lendo Saudi Arabia is licensed and regulated by the Saudi Central Bank to conduct debt-based crowdfunding activities in accordance with Sharia principles.

Financing Details

Clear and flexible terms tailored to your business needs

Financing Term

Up to 24 months

Administrative Fees

2% annually instead of 3%

National Day offer, for applications approved from September 1 to September 30, 2026

Financing Amount

Up to 3 million SAR

Collateral

No collateral required

أسعار تنافسية

تبدأ من 12% متناقصة

خيارات دفع مرنة

شهرية، ربعية، نصف سنوية، سنوية

How it works

Simple and fast steps

From application to disbursement in just two business days

Check Eligibility

Submit Documents

Call with the credit team

Decision within 48 hours

Promissory note

Disbursement

Average approval time
48 hours

Eligibility & Requirements

Required Documents

  • Active Saudi Business

    Your business must be registered and operating in Saudi Arabia (non-construction sectors).

  • 12-Month Bank Statement

    Provide your business bank statements for the last 12 months.

  • Upload Financial Statements

    Upload your latest financial statements Through Qawaem Platform (last financial year)

  • Valid business certificate

    Application requires a valid business certificate

General Requirements

    Minimum 1 year in business

    Valid Commercial Registration

    Promissory note (current requirement)

Not sure if you qualify?

Our team can help assess your eligibility.

Complete the form and apply for your financing now

FAQs

Term financing provides businesses with a fixed financing amount that is repaid over an agreed period through structured payments.

Saudi registered businesses that meet Lendo’s eligibility and credit assessment requirements can apply.

Eligible businesses can access financing up to SAR 3M.