Supply Chain Finance Unlock working capital through a smarter financing setup

A faster, digital alternative to traditional finance for companies and
suppliers.
Apply for financing
Licensed and supervised by the Saudi Central Bank and structured in accordance with Shariah principles.

What is Supply Chain Finance?

Supply Chain Finance (SCF) is a tool that helps free up cash trapped
in supply chain process for both Suppliers and Buyers. Suppliers
gets paid early against approved invoices at competitive rates while Anchor Buyer continue availing the credit period & pay on pre
agreed due date. It gives both parties a secure and structured
approach to managing their receivables and payables without
adversely impacting balance sheet

CDF Program

How does it work?

The process starts once the buyer approves the invoice. The approved
invoice becomes available for early payment, the supplier submits the
request, the amount is disbursed net of charges, and the buyer settles on
the agreed due date.

Approved invoice

The buyer approves the invoice, and it becomes available for early
payment within the system.

Early payment request

The supplier selects the approved invoice and submits the early payment
request

Funding and disbursement

The request is processed and the amount is disbursed to the supplier, net of charges.

Settlement on due date

The buyer settles the invoice on the agreed due date.

Visual of 2 arrows in blue with dark background

الفاتورة المعتمدة

يعتمد المشتري الفاتورة داخل النظام، لتصبح مؤهلة لطلب السداد المبكر.

طلب السداد المبكر

يختار المورد الفاتورة المعتمدة ويقدّم طلب السداد المبكر عليها.

التمويل والصرف

تتم معالجة الطلب وصرف المبلغ للمورد بعد خصم الرسوم.

السداد عند الاستحقاق

يسدد المشتري قيمة الفاتورة في تاريخ الاستحقاق المتفق عليه.

Designed to support both large corporates and their suppliers

Supply Chain Finance creates value for both sides of the relationship. It
helps companies manage supplier payments through a more structured
system, while giving suppliers faster access to liquidity against approved
invoices.

For companies

A more structured setup for supplier payments, with clearer visibility over
approved invoices and payment requests, while supporting a more efficient working capital cycle, stronger supplier relationships, better control over procurement costs, and broader financial and operational value across the supply chain.

For suppliers

Faster access to liquidity against approved invoices, with clear visibility
over cashflow helping unlock cash tied up in receivables, reduce financing
cost, and ease the collection burden.

Why Supply Chain Finance from Lendo?

The value of Supply Chain Finance depends not only on how the program
is structured, but also on the platform behind it. Lendo offers a regulated,
digital, and customizable setup that supports Supply Chain Finance with
greater confidence and flexibility.

Regulated for confidence

Lendo is the first licensed crowdfunding entity in KSA and operates under SAMA supervision, giving companies a more trusted framework for Supply Chain Finance.

Digital by design

A fully digital platform helps manage the program with greater speed, accessibility, and operational continuity.

Shariah-compliant structure

The solution is built on a Shariah-compliant structure that supports Supply Chain Finance within a trusted financing framework.

Customizable by program

Lendo offers a program-based setup that can be tailored to the needs of different companies and their supplier needs.

Competitive financing rates

The program is designed to support competitive financing rates and create
stronger value across the supply chain.

Apply now for Supply Chain Finance

Start with a clearer, more structured system to enable early
payment for your suppliers.

FAQs

Supply chain finance program are designed to benefit both large corporates and their suppliers ( refer to section for details)

Yes. The solution is based on approved invoices before early
payment can be requested.

Yes.

Submit a program request and the team will contact you to
complete the initial steps.