Financing solutions for easier and bigger growth for your business

Shariah-compliant
Financing of up to SAR 7.5 million
Approval within 48 hours after completing the requirements
+5 مليار ريال
مولناها لنمو الشركات
+10 آلاف
تمويل ممنوح
+5 billion SAR
Total financnigs achieved
+11 thousand
Financings granted
Lendo Saudi Arabia is licensed and supervised by the Saudi Central Bank to carry out
debt-based crowdfunding activity in accordance with the provisions of Islamic Shariah.

What need do you want to finance?

Choose the option closest to your business. The final solution depends on eligibility and
requirements review.

Do you have outstanding sales invoices?

Invoice Financing

Liquidity against confirmed deferred sales invoices instead of waiting for the collection date.

Do you have confirmed purchase orders?

Purchase Order Financing

Financing that helps you fulfill orders, purchase materials or inventory, and deliver
work on time.

Do you need to cover daily operations?

 Working Capital Financing

To support salaries, suppliers, inventory, and operational expenses for eligible businesses.

 Every sector has its own liquidity challenges

Your business liquidity should not depend on collection dates

The opportunity is there and work continues, but the timing of collections does not
always keep pace with your business obligations.

Technology Sector

Support your team’s salaries and operating expenses, and execute your new projects even before receiving customer payments.

Manufacturing Sector

Secure raw materials, suppliers, and operational needs at the right time.

Trade Sector

Prepare your inventory and don’t miss an order even if the collection cycle is longer.

Professional Services

Keep your team running and deliver new work while waiting.

يدان تحملان وتقلبان أوراقًا تحتوي على مخططات ورسوم بيانية مع آلة حاسبة في الخلفية.

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Lendo has been a key partner in Jawhara Store's success since the very beginning. Their support has been instrumental in our growth and expansion, and we are grateful for their continued collaboration.
رجل يرتدي الثوب والغترة والعقال ونظارات طبية، ينظر إلى الأمام بخلفية بيضاء.
Successful Relationship
General Manager

+5B SAR Total Financnigs Achieved

+11K Financed Deals

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Securing Sustainable Funding is a common challenge that faces business community. Lendo is one of the reliable financing facilitators in Saudi, it helped our subsidiaries to secure the required working capital to boost growth.
رجل يرتدي الثوب والغترة والعقال ونظارات طبية، ينظر إلى الأمام بخلفية بيضاء.
Mohamed ElBarbary
Managing Director

How Lendo helps you

Digital financing solutions that connect your business need with the most suitable
solution for review.

  • 01

    Financing based on your need

    Solutions for invoices, purchase orders, and working capital, according to the nature
    of your business need

  • 02

    Clear digital review

    Application and eligibility review through organized and clear steps after completing
    the requirements.

  • 03

    Solutions that support operations and growth

    Financing that covers operational, supplier, inventory, and salary needs to support
    your business continuity.

Clear steps, without complexity

Any small or medium business can:

Choose your sector and the purpose of financing

Enter the basic information for review

Lendo’s team reviews the data and requirements

If eligible, approvals are completed according to the terms.

Complete the form and apply for your financing now

Indicators that help with the eligibility review
A business registered in Saudi Arabia
Annual revenue of SAR 2 million or more
The business has been established for two years or more
A clear financing need such as invoices, purchase orders, suppliers, inventory, salaries, or working capital
The availability of internal or audited financial statements helps in reviewing the application

 Frequently Asked Questions

Invoice financing gives your business immediate liquidity against deferred sales
invoices that have not yet been collected. Working capital financing covers daily operational
expenses such as salaries, inventory, and suppliers. Purchase order financing funds the
execution of confirmed orders when you do not have sufficient liquidity to complete them. You
choose the most suitable solution based on your business’s actual need.
The process is fully digital: you submit your application through the platform, go
through a clear and organized eligibility review, and then the appropriate solution and amount
are determined based on your data and documents. After the requirements are completed,
financing arrives within 48 hours.
Yes, all of Lendo’s financing solutions are 100% compliant with the provisions of
Islamic Shariah under Murabaha contracts, certified by an independent, accredited Shariah
board.
Lendo supports several sectors including technology, manufacturing, trade, and
professional services. Each sector has different liquidity needs, and Lendo provides the most
suitable solution for each case.
Your business must be registered in the Kingdom of Saudi Arabia and have been
operating for at least one year, with annual revenue of no less than SAR 2 million. You can
check your eligibility instantly through the digital platform
Lendo Financial Technology Company is registered with the Ministry of Commerce
and is supervised and regulated by the Saudi Central Bank under license number (61/A
Sh/202203).
 After the documents are completed and the digital review is done, financing arrives
within just 48 hours. The procedures are conducted entirely electronically without the need to
visit branches or wait long.