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Our financing solutions grow your business!

Get your financing within just 48 hours  through simple, Sharia-compliant procedures. We offer fast and flexible funding solutions designed to support your business growth and operational needs.

Licensed and supervised by the Saudi Central Bank and structured in accordance with Shariah principles.
Growth

Empowering Saudi SMEs and Investors

Lendo connects companies seeking capital with investors looking for meaningful returns. Our platform facilitates communication, making it simple and transparent for both parties.

Connecting businesses to investors

Lendo connects businesses seeking financing with investors, driving safe and rewarding investment solutions.

Grow your business fast

Receive your financing within just 3 days through simple, flexible, and Sharia-compliant solutions that power your business growth.

Achieve high returns on your investments

Investors enjoy higher returns by investing in financing opportunities that offer attractive returns for SMEs.

Solutions

Comprehensive financing solutions

Select the type of financing that fits your business and financial requirements best.

Purchase Order Financing

We finance your purchasing orders and related operational needs to help ensure sales growth.

Invoice Financing

We help with your outstanding invoices and related operational needs to help support your business cash flow.

New

Our partnership with governmental entities to support business financing

Tourism Development Fund (TDF)

Through the “Platforms Serving the Tourism Industry” fintech program, a joint initiative between the Tourism Development Fund and Lendo, tourism establishments can access flexible financing solutions. The program aims to support the growth of the tourism sector, enhance local experiences, and contribute to advancing economic diversification in the Kingdom.

Cultural Development Fund (CDF)

The Cultural Development Fund supports creative industries through initiatives such as the “Film Sector Financing Program” within the IGNITE initiative, which provides funding for the production and distribution of local content. Funding requests for this program are processed by Lendo as an official partner of the Fund

Kafala program

The Kafala Program is one of the government initiatives aimed at facilitating enterprises' access to finance by providing guarantees to funding entities. The program encourages financiers to support companies in order to promote their growth and contribute to job creation in line with the goals of Vision 2030

Monshaat (General Authority for Small and Medium Enterprises)

Monshaat plays a pivotal role in empowering and developing the SME sector in the Kingdom. It offers programs that enhance companies’ capabilities, improve access to financing solutions, and connect them to digital funding platforms, including licensed platforms such as Lendo.

Saudi Industrial Development Fund (SIDF)

The Saudi Industrial Development Fund offers financing programs dedicated to supporting industrial enterprises in the manufacturing, logistics and technology sectors. The Fund plays a role in promoting the role of the private sector and supporting projects that are in line with the goals of Vision 2030

Sector-specific financing

Dedicated financing solutions for specific sectors such as health, hospitality, e-commerce and more.

Funding for industrial establishments

Funding dedicated to industrial establishments to support production expansion and cover operational needs.

Funding for technology and innovation

Funding tailored to the needs of tech companies, to support operations and product development without complications.

Funding for retail and services

Funding that helps retail and service establishments meet demand and improve operational liquidity.

40 more...

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رجل يرتدي الثوب والغترة السعودية ممسكًا بهاتف ذكي عليه شعار لندو مع إضاءة خلفية زرقاء.

More than 200 customers feel the Lendo-effect

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Lendo has been a key partner in Jawhara Store's success since the very beginning. Their support has been instrumental in our growth and expansion, and we are grateful for their continued collaboration.
Successful Relationship
General Manager

+4.2B SAR Financed Amount

+9.5K Financed Deals

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Securing Sustainable Funding is a common challenge that faces business community. Lendo is one of the reliable financing facilitators in Saudi, it helped our subsidiaries to secure the required working capital to boost growth.
Mohamed ElBarbary
Managing Director
Results

Success stories driven
by our financial solutions

Informative success stories focused on how funding empowers companies, enhances their growth, and scales their operations across various sectors.

How to Invest in SME Financing Without Putting Your Capital at Risk

How Can Lendo’s Financing Help You Overcome Financial Challenges in Your Business?

How to Avoid New Year’s Phishing Scams

Ready to grow your business?

Simple steps to reach financial solutions that meet your business needs and enhance its liquidity.

Explore Our Investment Solutions

Investment opportunities that achieve your financial goals!

Discover a range of investment opportunities designed to achieve your financial objectives through a simple, Sharia-compliant investment process.

Your investment yields returns!

Invest in a variety of funding opportunities for SMEs in Saudi Arabia, and enjoy consistent returns generated from Sharia-compliant investment progress.

Statistics

Risk Management

This section shows the performance of all facilities granted through the platform according to the company's internal risk range since the establishment until the date of the update shown.

Total cumulative funding amounts

The graph shows the total accumulated amounts that have been funded to companies to date and since the beginning of the platform's operation

  • The provided data are not sufficient indicators to predict the future performance of Lendo
  • The data was updated on December 31, 2025.

Total financing amount and performance

The chart below shows the total amounts collected compared to the amount of funds to be collected to date and since inception.

  • The provided data are not sufficient indicators to predict the future performance of Lendo or the beneficiary entities.
  • The data was updated on December 31, 2025.
  • Information is updated on a quarterly or annual basis, or when any developments occur, whichever comes first.
Collected Amounts
Uncollected

Loss Rates by Risk Band

  • The data provided are not considered sufficient indicators to predict the future performance of Lendo Company or the beneficiary entities.
  • The data was updated on December 31, 2025.
  • Information is updated on a quarterly or annual basis, or when any developments occur, whichever comes first.
Risk score
projected
A
0.67%
B
1.88%
C
4.93%
D
4.52%
total
2.97%

FAQs

Lendo is a financial technology company. It works in the field of debt crowdfunding. It provides an invoice financing service for small and medium enterprises (forward sales) that complies with the provisions of Islamic law in order to help companies requesting funding obtain cash. It also offers investment opportunities with a good profit return within short periods.

Yes, a Saudi company called (Lendo Saudi Finance Company) is a closed joint stock company.

Lendo Financial Technology Company is registered with the Ministry of Commerce and is subject to the supervision and control of the Central Bank of Saudi Arabia with license No. (61/AS/202203)

All investment and financing operations carried out by Lendo are in accordance with the provisions of Islamic law. You can view the Shariah Accreditation Certificate through Click here.

Ready to grow your business?

Simple steps to reach financial solutions that meet your business needs and enhance its liquidity.

FAQs

We finance corporate invoices (forward sales), and we do not do personal finance at all.

This type of funding provides the ability for companies to support their operations and achieve growth. It plays an important role in achieving the goals of Saudi Vision 2030 by supporting economic diversification and job creation.

A citizen, resident or resident in Saudi Arabia who is over 18 years of age and has a national ID or residence permit, and has a bank account in a local bank.

Lendo is a financial technology company. It works in the field of debt crowdfunding. It provides an invoice financing service for small and medium enterprises (forward sales) that complies with the provisions of Islamic law in order to help companies requesting funding obtain cash. It also offers investment opportunities with a good profit return within short periods.

It is the financing of small and medium-sized companies by a group of investors. It is divided into two types:

1-Crowdfunding through ownership. 2-Crowdfunding through financing

Yes, there is a high risk in investment transactions, which may lead to delays in paying off opportunities or the possibility of losing your money. As the financing contract connects investors directly to the owners of companies requesting funding, the Lendo platform is not one of the contracting parties, and investments are entirely at your own risk.

All investment and financing activities carried out by Lendo comply with Islamic Sharia principles.

1- A valid Saudi commercial registration.

2. The company is one year old and over.

3. Sales are issued to government agencies or private Saudi companies.

The minimum funding amount is 100 thousand Saudi Riyals and the maximum funding limit is 7.5 million Saudi Riyals.

The credit rating is issued and the risk score of the opportunity is determined based on several factors, the most important of which are:

— The company's credit history.

— The company's financial situation.

— The company's administrative status.

— Invoice status.

The rating varies from (A to D). The classification indicates A To the fact that the company has a credit rating Good and low risk. and D That the company has a credit rating Vulnerable and high-risk.