Turn Your Invoices Into Instant Cash to Fuel Your Growth

We finance corporate invoices (deferred sales invoices) we do not finance purchase invoices.

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This type of funding provides the ability for companies to support their operations and achieve growth. It plays an important role in achieving the goals of Saudi Vision 2030 by supporting economic diversification and job creation.

A citizen, resident or resident in Saudi Arabia who is over 18 years of age and has a national ID or residence permit, and has a bank account in a local bank.

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Lendo is a financial technology company. It works in the field of debt crowdfunding. It provides an invoice financing service for small and medium enterprises (forward sales) that complies with the provisions of Islamic law in order to help companies requesting funding obtain cash. It also offers investment opportunities with a good profit return within short periods.

It is the financing of small and medium-sized companies by a group of investors. It is divided into two types:

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1-Crowdfunding through ownership. 2-Crowdfunding through financing

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Yes, there is a high risk in investment transactions, which may lead to delays in paying off opportunities or the possibility of losing your money. As the financing contract connects investors directly to the owners of companies requesting funding, the Lendo platform is not one of the contracting parties, and investments are entirely at your own risk.

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All investment and financing activities carried out by Lendo comply with Islamic Sharia principles.

The minimum funding amount is 100 thousand Saudi Riyals and the maximum funding limit is 7.5 million Saudi Riyals.

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The credit rating is issued and the risk score of the opportunity is determined based on several factors, the most important of which are:

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— The company's credit history.

— The company's financial situation.

— The company's administrative status.

— Invoice status.

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The rating varies from (A to D). The classification indicates A To the fact that the company has a credit rating Good and low risk. and D That the company has a credit rating Vulnerable and high-risk.

Small and medium enterprises registered in Saudi Arabia that have verifiable invoices or purchase orders from reliable entities can apply for financing.